Investments and Your Retirement

Thursday

1:10 PM – 2:50 PM

9/14, 9/28, 10/5, 10/12, 10/19

Ten thousand Baby Boomers reach retirement age every year from now until 2030. Throughout our working lives, we are encouraged to save for retirement; yet, after retirement we are left with little or conflicting advice on how to manage those savings. This course examines some of the latest research and thinking about complex issues seniors face when planning for and investing during their retirement years.  Please note: we cover general concepts and tools for investing and planning, but do not provide specific advice to individuals.  Students should consult their own financial advisors or attorneys before making any investment decisions based on the material covered in class. 

 

Syllabus: Investments and Your Retirement 
Ted Wolff, kaleob@optonline.net 

Where did the corporate retirement plan go, or how we became responsible for our own retirement investments

What is the length of our planning horizon—the difference between life expectancy and longevity, and how that affects our decisions about right-sizing our next egg

Spending in Retirement and the phases of retirement. The mutual fund model (invest for performance) and the endowmnent model) invest for a needed return)

Asset allocation and withdrawal rates. Did the Financial Crisis of 2008 change anything? 

The use of the Monte Carlo simulation as a tool, and its critics. Key takeaways

 

Facilitator: Ted Wolff

Ted Wolff earned a BA from Beloit College and an MA from Western Michigan University and was a Fulbright Fellow in Germany in 1978. He has over 30 years’ experience as an equity portfolio manager and analyst where he managed pension plans, mutual funds, insurance and hedge funds. He was managing director at TIAA, where he co-managed portfolios of US and international equities and. most recently, he was a portfolio Manager at The Solaris Group.